Paf · Review

Paf Review (2026): Legit? Licence, Owner, Withdrawals & Complaints

Verdict: Licensed, but withdrawals can be postponed for checksSpelinspektionen lists Paf International p.l.c. under licence 718610281, active until 2 May 2030[1]. Paf can postpone a withdrawal on concrete and reasonable grounds involving suspected breaches, unlawful account use, security, fraud prevention or anti-money laundering[2].

Paf International p.l.c. is the licence holder for Swedish licence 718610281, active until 2 May 2030[1]. Paf can postpone withdrawals on concrete and reasonable grounds involving suspected breaches, unlawful account use, security, fraud prevention or anti-money laundering[2]. Its free spins have no turnover requirement and are valid for 60 days[3]. Trustpilot reported a 1.6/5 TrustScore for paf.com as of 29 October 2026[4].

Paf key facts

Swedish licenceSpelinspektionen licence 718610281; active until 2 May 2030[1]
Licence holderPaf International p.l.c.[1]
Company numberC 94504[2]
Registered addressThe Bastions Office No. 2, Triq Emvin Cremona, Floriana FRN 1281, Malta[2]
Account currencySwedish kronor (SEK)[2]
Payment methodsSwish, Trustly, bank cards and bank transfer[5]
Identity checkBankID verification is required to complete registration[2]
Welcome free spins1 kr each; no turnover requirement; valid for 60 days[3]
Trustpilot report102 reviews and TrustScore 1.6/5 reported on Trustpilot as of 29 October 2026; page is for paf.com[4]
Casino Guru complaints7 total: 1 unresolved, 1 resolved and 5 rejected, reported on Casino Guru as of 29 October 2026[6]
Official sitepaf.se

Paf’s Swedish licence

Spelinspektionen lists Paf International p.l.c. as licence holder for licence 718610281, with status “Aktiv” and expiry on 2 May 2030[1]. Paf’s terms name Paf International p.l.c. as operator and give its Malta company number as C 94504[2]. Registration requires BankID verification[2].

The licence establishes Paf.se’s regulated status in Sweden. Paf’s terms let it postpone a withdrawal on defined grounds[2].

Paf ownership and group

Paf International p.l.c. says it is part of the PAF Group[2]. Its registered office is The Bastions Office No. 2, Triq Emvin Cremona, Floriana FRN 1281, Malta[2].

How do Paf withdrawals work?

Paf’s terms let it postpone a withdrawal when there are concrete and reasonable grounds to suspect a breach of the agreement or game rules, unlawful account use, or a need for security, fraud prevention or anti-money laundering[2]. Registration requires BankID verification[2]. Paf can also request credit-card copies, photos, identity documents or additional identity information[2].

Where required by law or regulation, Paf can request source-of-funds information or documentation[2]. Deposits followed by immediate withdrawal may be charged as non-gambling use[2]. Payments can be made through Swish, Trustly, bank cards or bank transfer[5].

What are Paf’s free-spin terms?

Paf.se’s welcome free spins are worth 1 kr each, have no turnover requirement and remain valid for 60 days[3]. The offer terms set a 100 kr minimum deposit and allow one Welcome Bonus per Swedish personal identity number[3].

Paf.se reserves the right to pause, stop or cancel the promotion at any time[3]. Paf’s general terms also let it forfeit, cancel, revoke, deny, withdraw, block or exclude a bonus or welcome offer in cases of abuse, technical issues or inability to execute[2].

Paf complaints

Trustpilot reported 102 reviews and a TrustScore of 1.6/5 for paf.com as of 29 October 2026[4]. Casino Guru reported 7 complaints as of 29 October 2026: 1 unresolved, 1 resolved and 5 rejected[6].

A player reported on Trustpilot in August 2025 that games repeatedly kicked them out during wins and bonuses, and criticised the bonuses[4]. Other players alleged poor returns or suspected game fairness and RTP issues[4, 7]. A player report listed on Casino Guru alleges a withdrawal delay connected to income verification[6].

The terms require complaints about matters such as an erroneous payment or unreceived winnings within three months of when the issue was or should have been detected[2]. A dissatisfied customer can contact Sweden’s General Complaints Board (ARN)[2].

Paf’s licence records

Paf International p.l.c. is part of the PAF Group[2]. Spelinspektionen lists the company as holder of Swedish licence 718610281, active until 2 May 2030[1]. Paf.se’s corporate page states that Spelinspektionen granted gaming licence 24Si2749[8].

Paf’s verdict

Paf.se holds an active Spelinspektionen licence through 2 May 2030[1]. Paf can postpone withdrawals on concrete and reasonable grounds involving suspected breaches, unlawful account use, security, fraud prevention or anti-money laundering[2]. Registration also requires BankID verification[2].

Paf FAQ

Who operates Paf.se under its Swedish licence?

Paf International p.l.c. names itself as operator, and Spelinspektionen lists it as licence holder for 718610281[1, 2].

How long can Paf withdrawals take?

Paf’s terms let it postpone a withdrawal on concrete and reasonable grounds involving suspected breaches, unlawful use, security, fraud prevention or anti-money laundering[2].

What identity checks does Paf require?

BankID verification is required to complete registration, and Paf can request identity documents or other identity information[2].

What does Paf’s welcome free-spin offer require?

The spins are worth 1 kr each, have no turnover requirement and are valid for 60 days; the offer requires a 100 kr minimum deposit[3].

How many Paf complaints does Casino Guru report?

Casino Guru reported 7 complaints as of 29 October 2026: 1 unresolved, 1 resolved and 5 rejected[6].

Where can a Paf customer take an unresolved complaint?

A dissatisfied customer can contact Sweden’s General Complaints Board (ARN)[2].

More on Paf

How we checked. We read Paf's terms and help pages, the licence register and regulator records on the dates shown under Sources, and stored a copy of each page where the site allowed it. Complaint figures marked "reported" come from platforms that block our fetcher; they were read through web search and are dated. We did not deposit, play or withdraw (payout testing: not performed). Methodology.

Sources

  1. www.spelinspektionen.se/api/export/LicenseRegistryExcel — licence register, clause 718610281, checked 27 October 2026
  2. www.paf.se/terms — operator document, clauses 3.5 Gaming Customer’s Right to Use the Funds in the Gaming Account, 1. PARTIES AND AGREEMENT, 3.1 Use of the Gaming Account, 2.1 Registration Requirements, 4.2 Misuse of the bonus/welcome offer, 3.10 Complaints And Expiration, 18. ALTERNATIVE DISPUTE RESOLUTION, checked 29 October 2026
  3. www.paf.se/bonus-info?flowType=cookieConsent — operator document, clause Terms and conditions for welcome free spins, checked 29 October 2026
  4. se.trustpilot.com/review/paf.com — complaint platform (reported via web search, not stored), checked 29 October 2026
  5. www.paf.se/ — operator document, clause Frequently Asked Questions about Paf — What payment methods can I use?, checked 29 October 2026
  6. casino.guru/Paf-Casino-review — complaint platform (reported via web search, not stored), checked 29 October 2026
  7. complaint summary (web search), 29 October 2026
  8. www.paf.se/sv/om-oss — operator document, checked 29 October 2026